How to Unblock Bajaj EMI Card? Best Possible Ways Explained {In 2024}

Unblock Bajaj EMI Card – Bajaj Finserv, one of India’s leading non-banking financial corporations, offers a convenient and flexible payment option to its customers through the Bajaj EMI Card.

The EMI (Equated Monthly Installments) Card allows customers to make purchases in easy installments without any hassle.

However, there might be instances when your Bajaj EMI Card gets blocked, preventing you from using it for purchases.

How to Unblock Bajaj EMI Card Best Possible Ways Explained

We will discuss the common reasons for the blockage and the steps to unblock your Bajaj EMI Card.

What is a Bajaj EMI Card?

What is a Bajaj EMI Card

Before we delve into the process of unblocking, let’s understand what a Bajaj EMI Card is.

The Bajaj EMI Card is a payment instrument issued by Bajaj Finserv that functions like a pre-approved loan.

It enables customers to purchase a wide range of products, such as electronics, appliances, furniture, and more, on easy EMIs.

The EMI Card comes with a pre-approved loan amount that can be utilized across various partner stores and online platforms, making it a convenient and flexible payment solution.

Benefits of Bajaj EMI Card:

The Bajaj EMI Card offers several benefits to its users, including:

  • No Cost EMI: Customers can avail of products on EMI without any additional cost, making it an affordable option.
  • Flexible Tenures: The EMI Card allows users to choose flexible repayment tenures according to their convenience.
  • Instant Approvals: The card offers instant approvals, enabling customers to make purchases without any delays.
  • Wide Network of Partners: Bajaj Finserv has partnered with numerous retailers, both offline and online, giving customers a vast selection of products to choose from.

Reasons for Bajaj EMI Card Blockage:

Reasons for Bajaj EMI Card Blockage

There are various reasons why your Bajaj EMI Card might get blocked. Some common causes include:

  • Non-Payment: If you have missed paying the EMI on time or have outstanding dues, the card may get blocked temporarily.
  • Overutilization: Excessive utilization of the card’s credit limit can also lead to a temporary block.
  • Security Concerns: Bajaj Finserv might block the card temporarily if there are any security concerns related to card usage.
  • Cardholder Request: In some cases, the cardholder may request a blockage if the card is lost or stolen to prevent unauthorized usage.

How to Unblock Bajaj EMI Card?

If your Bajaj EMI Card is blocked, follow these steps to unblock it:

Checking the Reason for Blockage

Before taking any action, identify the reason for the blockage by contacting Bajaj Finserv’s customer support or checking your account online.

Clearing Outstanding Dues

If the blockage is due to outstanding dues, make sure to clear them as soon as possible. You can pay the pending EMIs through the Bajaj Finserv website or mobile app.

Contacting Bajaj Finserv Customer Support

If you are uncertain about the reason or unable to resolve the issue yourself, reach out to Bajaj Finserv’s customer support. They will guide you through the process of unblocking the card.

Visiting the Nearest Bajaj Finserv Branch

In some cases, the issue might require physical verification or documentation. If directed by customer support, visit the nearest Bajaj Finserv branch with the required documents for assistance.

Tips to Avoid Future Blockages:

To ensure a smooth and uninterrupted experience with your Bajaj EMI Card, consider the following tips:

  • Timely Payments: Always make sure to pay your EMIs on or before the due date to avoid blockages due to non-payment.
  • Credit Utilization: Use the EMI Card wisely and avoid excessive utilization of the credit limit.
  • Keep it Secure: Protect your EMI Card and avoid sharing sensitive card details with anyone.

How to Unblock Bajaj EMI Card Online

How to Unblock Bajaj EMI Card Online

If your Bajaj EMI Card is blocked, you can easily unblock it online by following these simple steps:

  • Visit the Bajaj Finserv Website: Go to the official website of Bajaj Finserv using your preferred web browser.
  • Log in to Your Account: Log in to your Bajaj Finserv account using your registered mobile number or email ID and password.
  • Navigate to the EMI Card Section: Once logged in, navigate to the “EMI Card” or “My Account” section, where you can access all the details related to your EMI Card.
  • Check Card Status: In the EMI Card section, check the status of your Bajaj EMI Card. If it is blocked, the status will indicate the same.
  • Select “Unblock Card” Option: Look for the “Unblock Card” or “Request to Unblock” option and click on it.
  • Provide Card Details: You will be prompted to enter your Bajaj EMI Card number and other necessary information. Make sure to provide accurate details.
  • Choose Reason for Blockage: Select the reason for the blockage from the available options. Common reasons include non-payment, overutilization, or security concerns.
  • Submit the Request: After filling in all the required information and selecting the reason, review the details, and submit your unblocking request.
  • Confirmation and Verification: Once the request is submitted, you will receive a confirmation message. The unblocking process may involve verification, and it may take some time.
  • Follow-Up, if Needed: If you do not receive a response within a reasonable time, you can follow up with Bajaj Finserv’s customer support for updates on your unblocking request.

By following these steps, you can unblock your Bajaj EMI Card online and resume using it for your purchases.

Remember to keep track of your EMI payments and use the card responsibly to avoid any future blockages.

Enjoy the convenience and flexibility that the Bajaj EMI Card offers for your shopping needs.


The Bajaj EMI Card offers a convenient and flexible payment option for customers to make purchases in easy installments.

However, there might be instances when the card gets blocked.

By following the steps mentioned in this article, you can easily unblock your Bajaj EMI Card and continue enjoying its benefits hassle-free.


Q. What should I do if my Bajaj EMI Card is lost or stolen?

Ans: If your Bajaj EMI Card is lost or stolen, immediately contact Bajaj Finserv’s customer support to block the card and request a replacement.

Q. Can I use my Bajaj EMI Card for online purchases?

Ans: Yes, the Bajaj EMI Card can be used for both online and offline purchases at partner stores.

Q. Is there a limit on the number of purchases I can make with the EMI Card?

Ans:  No, there is no specific limit on the number of purchases you can make, as long as it stays within the available credit limit.

Q. Can I transfer my Bajaj EMI Card to someone else?

Ans:  No, the Bajaj EMI Card is non-transferable and can only be used by the registered cardholder.

Q. What happens if I miss an EMI payment?

Ans: Missing an EMI payment can lead to late fees and interest charges, and if left unpaid for an extended period, it may result in the temporary blockage of your EMI Card. Always try to make timely payments to avoid such situations.

The Founder and admin of, Who Likes To Write On Any Topic Related To Computer Query, Such As PC Hardware Problems, PC BIOS Problem and I have also best Knowledge in Android, SEO, and Much More.

Leave a Comment